Updated March 12, 2018 3:30:15After receiving a complaint about his home’s condition, Dan Fong said he decided to call the company and see if they would pay for his home.
He said they did not.
“I called them and asked them, ‘Why haven’t you told us that you’re using a lot of chemicals?’ and they said, ‘Well, it’s a good risk.
If you’re exposed to that, it can cause serious disease.
It’s not going to be good.'”
The problem with chemicals in your home is pretty straightforward: it’s toxic, but it’s not dangerous.
That means that it’s fine to use them.
But when it comes to a chemical known as PEG, Fong was not told about the dangers.
“And they said they were going to put it in there,” Fong recalled.
“But when I told them, they said ‘Oh, you’ll have to ask your insurance.’
They didn’t even give me any information about how to contact the insurance company or anything like that.”
In February 2018, a Florida-based insurance company decided to cover a home in Lake County, Fla., after a worker suffered a rare form of pneumonia.
The worker, identified only as L.C., told authorities he used PEG in his home, and he had a health issue that was being treated at a nearby hospital.
“He was just trying to keep himself from collapsing, and his health was deteriorating,” L. C. said in an interview with ABC News.
“It was just something that was going to keep him alive for the next three months or more.”
C.’s insurance company sent the home to a third-party test lab to determine whether PEG was present in his body.
But the company also had to confirm the presence of PEG by performing an independent analysis.
The results showed no PEG presence.
L.C. was left with no choice but to pay $1.3 million for his insurance claims.
He now plans to file a class-action lawsuit against the company, which has since fired him.
“The bottom line is that the insurance companies that are doing this are doing it for the sole purpose of making money,” Fung said.
“And the fact that they were able to do this shows that they don’t care about the health of their workers.
They don’t see the harm that this can cause.
They want to make money.”
For many of us, the health and safety of our homes is our top concern, and we pay a premium to protect them.
But when it’s an insurance company that’s knowingly hiding toxic chemicals, we’re left holding the bag.
According to an ABC News analysis of data from the Center for Responsible Lending, the average homeowner has paid an average of $5,800 to the company that owns a home.
In some states, that’s more than $20,000 a year.
And many of these companies are part of the insurance industry.
“When you put that number together, it just makes sense that the homeowners insurance company should be at the forefront of this, because it’s the most vulnerable,” said Mike Darnell, the president of the Consumer Federation of America.
Darnell said there’s a simple way to protect your home from toxic chemicals without paying a premium: go to a reputable home insurance company.
“They can put in a statement of hazard, which would allow the homeowner to determine if there’s any risk,” Darned said.
In the meantime, if you or anyone you know has been exposed to PEG and is seeking help, contact the National Home Insurance Association’s home insurance hotline at 1-800-727-2857 or email [email protected]